Why Lease

Leasing and asset finance products provide a convenient and easy source of additional finance to enable procurement of a wide range of assets. For non-tax paying companies and public sector bodies there is the additional benefit of the lessor utilising the capital allowances to provide a lower after tax cost to the lessee.

Each of our clients will have their own reason for using leasing but we have set out below some financial and commercial considerations when using asset finance:

  • Spread the finance over the useful life of the equipment
  • Flexible payments, tailored to lessee requirements
  • Asset obsolescence can be mitigated
  • Asset ownership risks can be transferred to lessor
  • Alternative source of credit from existing banking lines
  • Capital resources can be redirected for other uses
  • Fixed interest for the term of the lease

Different types of lease products are available to suit each client’s specific requirements. Below is a list of financial products available to our clients:

  • Operating leases
  • Finance leases
  • Hire purchase
  • Sale and leaseback
  • Contract hire

As part of our advisory service we will set out the implications around the accounting treatment applicable to your organisation.

“We feel trust is a very important part of the relationship and that is why we continue to use their services...”

Tony Cooke — London Borough of Sutton

“Over the years, UniLink have consistently provided an excellent service through expert technical knowledge combined with highly effective practical solutions...”

Robi Neogy — UK Tax Director, TRW Automotive

“...their solutions are cost effective and offer greater transparency.”

Lady Varney — Chair of the Interim Executive Board, Gloucester Primary School

“...Using UniLink for all of our leasing requirements has made the whole leasing experience quite simple.”

Angi Copus — Business Manager, Alec Hunter Humanities College

“We are very happy with the portfolio of services UniLink provide, in particular, the comprehensive leasing advisory and lease portfolio management service...”

Trevor Chalmers — Fleet Manager, Birmingham City Council

“...They manage our lease portfolio efficiently and ensure costs are minimised at the end of the lease....”

John Ward — Procurement Manager, Cornwall College